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auto insurance discounts in canada
Let's face it: no one likes paying for auto insurance. Of course, it's a small sacrifice to help ensure peace of mind on the road and protection for you and your loved ones. And by scoring auto insurance discounts, it's an even smaller sacrifice.
Depending on their coverage provider, drivers in Canada can be rewarded for a variety of common (and surprising) factors. So whether you're buying your very first policy or you've had coverage in place for decades, it's never a bad idea to check in with your insurer and see if there are nifty ways you could be saving.
esurance car insurance discounts
At Esurance, the way drivers manage both their auto policy and their behaviour behind the wheel can qualify them for cash-saving discounts.
You can save simply for insuring more than one car under the same auto insurance policy. Convenience and reduced car insurance rates — that's a win-win in our book!
Driver Training discount
If you or at least one driver on your policy received a driver's license within the last 3 years and completed a driver training course from a recognized school, that mindful motoring can score you some sweet savings.
Online Shopper Savings®
If you started your Esurance quote online, then you stand to save, easy as that.
Switch and Save® discount
When you switch from another insurer to Esurance, we add extra savings to your virtual welcome basket.
other ways to save on auto insurance
Beyond auto insurance discounts, there are other simple actions you can take to help save on auto insurance.
Get the married rate
If you’re under 25 years old and qualify as "coupled" for insurance purposes, you can qualify for our married rate. Couples are married, or in a civil union, or in a common law relationship, where you’ve lived with your significant other for more than 3 years or have a child together. This policy-rating factor can often help couples save on their premium (though it’s not a guarantee of savings).
If you’re coupled and older than 25, as long as you and your better half both have clean driving records and no (or only small) gaps in coverage, there’s typically no harm in combining policies for the sake of convenience. Plus, if your partner is bringing his or her own car, you can also score the Multi-Vehicle discount!
Raise your deductible
Increasing the amount you agree to pay out of pocket after a claim (also called your "deductible"), often means a lower auto insurance premium. Of course, this means you're shouldering more of the financial load if an incident does occur, so it's not a decision to make lightly.
Change up your commute
Simply put, the less time you spend behind the wheel, the fewer chances for accidents. Whether it's through carpooling, using public transportation, or walking to the office, cutting down your driving time can help you avoid incidents and keep your rates low.
Well duh — but it bears reiterating. Your driving record is one of the biggest factors in determining your auto insurance rates. As such, a track record of violation- and accident-free driving is the best recipe for a deliciously affordable premium.
saving with esurance online auto insurance
Easier than any discount, simply choosing Esurance could be a great way for modern auto insurance customers to save both money and time.
As a direct auto insurer, we leverage technology so you can handle all aspects of your policy right online, which means you're not wasting time sitting on hold or digging through file cabinets. Everything you need to manage your policy is right there, online, whenever you need it.
Ready to see how much you could save on auto insurance? Start your free quote today.