home insurance discounts

Whether you're a brand-new homeowner or a seasoned, sawdust-covered pro, you're probably looking for ways to save on home insurance. Check out the range of cost-cutting perks available on a homeowners policy from Esurance.

home insurance discounts: policy level

Homeowners insurance discounts at the policy level generally don't involve your actual home — or the things that do (and don't) happen to it — at all. Rather, these discounts depend on how you buy and manage your policy. In some cases, you can score perks before even setting foot inside your abode.

Future Effective Date discount

Preferred Buyer discount

Multi-Policy discount

Welcome Home discount

Loyal Customer discount

Paperless discount

home insurance discounts: household level

Now that we've covered the homeowners insurance discounts that you can get from the comfort of your chair, let's bring you up to speed on the savings that more directly involve your house.

Ownership discount

DIY Inspection discount

Hail Resistant Roof discount

Home Safety Features discount

Claim-Free discount

Smoke-Free discount